美國跟進日本「把企業撤出中國」 政 - 股票
By Ina
at 2020-04-15T12:23
at 2020-04-15T12:23
Table of Contents
※ 引述《Lex4193 (卡歐斯-艾美拉達)》之銘言:
: 我請問一個問題,如果消費才是經濟的源頭,而不是生產
: 那各國大灑幣提高國民消費慾望不就能解決所有經濟問題了嗎?
提高慾望無用 還要根本性的扭轉金錢觀
大多數華人對財觀念 是如同湖池 裡面還剩多少
但美國人觀念 是如江河 只看流量
根本差別 是美國人負債(不含房貸)比率極高
若要用華人這套湖池觀 那甚都不用做了
所以美國人觀念 是維持好信用記錄 利滾利無關係
(美國信用卡最低應繳金額不是利息 銀行引誘人當債奴)
這種流量觀久了 對金錢會麻木 :
反正只要維持信用計錄就好 以後怎樣以後再說
華人喜歡講 窮 ::這是庫存少的意思
有聽到美國人講窮的? 都是講財務狀況不佳 ::(被限流所以) 流量差
美膕人為何不存錢? 有聽過卡奴存錢的? 卡奴有錢怎不還債?
那一切源頭是甚? 學貸
學費多貴 大家多少有聞 而學貸利率中位數為7% 當然從在學時就開始計
因為無存款 需要應急時就再貸 然後....
反之 若一人未被學貸纏身 那大概也不會變債奴了
因為一直是債奴 金錢觀變流量 用力銷費
總結 : 全民卡奴 見不到盡頭
就會用力消費嚕
--
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